Landlord Tax Changes 2025: Why Guaranteed Rent Is More Important Than Ever

Landlords are once again in the firing line. Reports suggest that Chancellor Rachel Reeves is considering making landlords pay National Insurance (NI) on rental income in her upcoming Autumn budget 2025.

If introduced, this new landlord tax could raise an extra £2.3 billion for the Government, but it would come directly from the pockets of the UK’s 2.2 million landlords. Based on recent figures, landlords collectively earned £27 billion in rent in 2022/23. An 8% NI levy could cost the average landlord thousands of pounds a year.

And this is just the latest in a long line of changes. In recent weeks, speculation has also swirled around:

• Higher Capital Gains Tax (CGT) on property sales over £1.5m.

• Annual property taxes on homes valued above £500,000.

• The possible abolition of Stamp Duty reliefs.

With so many moving parts, landlord tax changes in 2025 are set to create more uncertainty than ever.

The Challenge for Landlords

Running a rental property is already tougher than it used to be:

• Rising interest rates are squeezing mortgage margins.

• Compliance and maintenance costs are increasing.

• Tenant arrears and void periods continue to cause income gaps.

Now, potential NI on rental income could make cash flow even more unpredictable.

Guaranteed Rent: A Safer Way Forward

This is where Elliot Leigh’s Guaranteed Rent service in London makes all the difference. While we can’t control tax policy, we can take away the biggest everyday risks landlords face.

With Elliot Leigh, you benefit from:

• Fixed monthly income – paid every month, on time, even during voids.

• No arrears risk – rent is guaranteed, whether tenants pay or not.

• Professional property management – from compliance to maintenance, we handle everything.

• Stress-free letting – you can step back while we take care of your investment.

Why Landlords Should Act Now

The Autumn budget 2025 will be announced in late October or early November — and it could bring in the most significant tax changes for landlords in years.

Even if NI on rental income doesn’t happen immediately, the trend is clear: the Government is looking to landlords as a source of revenue. That makes protecting your income more important than ever.

By switching to Guaranteed Rent, you can:

• Secure reliable monthly payments.

• Remove the uncertainty of arrears and voids.

• Focus on long-term growth, not short-term stress.

Don’t wait for the Autumn budget to make life harder. Contact Elliot Leigh today to lock in your guaranteed rent and protect your property income against uncertainty.